"The Canada Pension Plan, what do I need to know?"
Q. What benefits, if any, are available from the Canada Pension Plan?
A. Yes, there are death benefits available to you, if you qualify. There is the Canada Pension Plan Death Benefit and the Canada Pension Plan Survivor’s Pension and Children’s Benefits. There are some basic eligibility factors for the Canada Pension Plan Death Benefit. To qualify for a death benefit, the deceased must have made enough contributions to the Canada Pension Plan usually 7-10 years worth. You must apply in writing with the application forms and supporting documents (proof of death, social insurance number, birth certificate, etc.). The amount of benefit available is calculated by the Canada Pension Plan and forwarded to the estate of the deceased. A proof of death is to be included with the applications. These are supplied by the funeral home. In some instances, a Provincial Death Certificate may be required, these have to be applied for and do have a minimal cost.
If you would like to find out more information about the Canada Pension Plan, contact our funeral directors.